Medical Plans Overview

Choices, choices..

Options are good. Especially when it comes to your health. You have great Aetna medical plans to choose from. And bonus if you’re in California, Georgia: You get an additional Kaiser option. Employees in Hawaii are only eligible for the Kaiser option.

Learn about Aetna

Learn About Kaiser

What to think about

All of our Samsara plans offer comprehensive coverage, and they all feature an out-of-pocket maximum to protect you from mind-blowing bills. The OOP max, as those in the know like to call it, ensures that you only have to pay so much in a year before the plan covers 100% of your covered expenses. (Premiums and services your plan doesn’t cover don’t count toward it.) So which plan is right for you? There are a few factors to consider when picking a plan including costs, coverage, and network.

• If you’re comfortable receiving your care from Kaiser providers and facilities and prefer predictable, copay-based costs with no deductible, you may want to consider the Kaiser HMO if you’re in California, Georgia, or Hawaii. (Kaiser is the only medical plan option in Hawaii.)

• If you want the flexibility to see almost any provider, don’t have many medical expenses beyond preventive care, and want to take advantage of the tax benefits that come from an HSA (and the company contribution), consider the Aetna HDHP.

• If you want the flexibility to see any provider and think you’ll have significant medical expenses beyond preventive care, consider the Aetna PPO.