401(K) Plan


  • Save up to 100% of your base salary, up to $20,500 in 2022 (or $27,000 if you’re 50+) with traditional pretax and Roth contributions.

  • 100% company match on the first 4% you contribute. That’s free money. Every pay period. No joke.

  • All contributions, including the company match, are always 100% yours.

  • Manage your contribution elections and investments through Fidelity’s website.

Free money

  • Samsara matches 100% of the first 4% of your base salary you put in your 401(k) as pretax or Roth contributions. To get the full match, be sure to contribute at least 4% of your annual pay—it doesn’t matter when you do it during the year.

Pay taxes now or later

  • There are different types of 401(k) contributions, and each has different tax implications. When deciding on which to choose, consider what your income in retirement might be. Generally, if you expect your income tax rate to be lower in retirement than while you’re working, then pretax contributions may make sense, since you will be taxed when you take a withdrawal. If you expect to have a higher income tax rate in retirement, then maybe Roth contributions will make sense for you.

Traditional pretax

  • Your contributions are taken on a pretax basis. That means lower federal and state taxes now, but you’ll pay taxes when you get your money in retirement.


  • You pay taxes on your contributions now, but no taxes on contributions or investment earnings when you get your money in retirement.

Need help choosing your investments or deciding how much to save?

  • Samsara employees now have access to Sequoia’s financial advice services. Through the service, a licensed financial wellness advocate can help guide you to the right investments to align with your goals and objectives. You can reach out to a Sequoia advocate to schedule a call at sequoia401k@pensionmark.com , 888-251-2468, or schedule a 1:1 with their financial wellness center here.

New to Samsara?

  • You’re probably pumped to embark on the 401(k) adventure! You can enroll in the plan on the Fidelity website one week after your hire date. 

  • Have a 401(k) plan with your previous employer? Consider rolling over your account to your Samsara 401(k) by following these instructions. If you’ve contributed to a previous employer's 401(k) this year, avoid exceeding your annual contribution limit by emailing payroll@samsara.com with the dollar amount you’ve contributed this calendar year.

More Valuable Resources

Compensation at Samsara

Your base pay, bonus or commissions, and equity grants.

Compensation at Samsara

Disability Coverage

Income protection when you’re unable to work.

Disability Coverage

Flexible Spending Accounts

Pre-tax spending account for health care and dependent care expenses.

Flexible Spending Accounts

Health Savings Account

Pre-tax savings account with the HDHP medical plan.

Health Savings Account

Life Insurance and AD&D

Protect yourself and your loved ones.

Life Insurance and AD&D